Flexible Financing Options for Dental Implants and Procedures
Insurance Providers We Accept
We are pleased to collaborate with numerous significant dental insurance companies, such as:
- United Healthcare
- Premera
- Lifewise
- Colonial Life
- Mutual of Omaha
- GEHA
- Delta Dental
- Cigna
- MetLife
- Aetna
- Guardian
- Principal Financial Group
- Sun Life Financial
- United Concordia
Our practice makes dental implants accessible by offering a variety of dental insurance and health plan options. Please note that we do not accept state insurance policies.
Understanding Your Dental Insurance
Health benefits can vary depending on the specific dental insurance plan you choose. Compare dental plans thoroughly to ensure they meet your treatment needs and coverage expectations. Dental insurance typically partially covers preventive, basic, and major dental treatment expenses. What you should know is as follows:
Coverage Levels
Most dental plans consist of:
- Preventive care: Frequently fully covered, with no waiting period or deductible.
- Basic Services: These could include urgent oral pain relief and basic fillings.
- Major Services: Dental implants may be covered, depending on the plan’s waiting periods, coinsurance, and deductible.
Key Insurance Terms
- Premium: The monthly payment required by your insurance plan.
- Deductible: The amount you must pay out of pocket prior to the start of your insurance coverage is known as your deductible.
- Coinsurance: The portion of expenses you pay after your deductible has been satisfied.
- Annual Maximum: The annual maximum is the highest amount your plan will pay within a given year.
Dental Implants and Insurance
Dental implants are considered essential services. Implant coverage varies per plan:
- Implants may not be covered by certain basic coverage policies.
- Major service plans usually cover a portion of the cost of implants, including tooth replacement and dental implant surgery.
- Depending on the dental benefits, coverage level, and yearly maximum of your plan, you might have to pay out-of-pocket.
Payment Methods We Accept
To make your dental implant journey easier, we accept a wide range of payment methods:
- Credit & Debit Cards: Visa, MasterCard, American Express, Discover
- Cash & Check
- Digital Wallets: Apple Pay, Google Pay, Samsung Pay
- Online Payments: PayPal (when linked to a Visa, MasterCard, American Express, or Discover card, or used similarly to Apple Pay)
- Financing Options: CareCredit, Cherry, Proceed Finance and iCare Financial
Flexible Financing Options Available
We believe that quality care should be accessible and affordable. That’s why we offer multiple financing options through trusted partners. Whether you’re planning for dental implant surgery, artificial teeth, or treatments not fully covered by insurance, you can choose the plan that best fits your budget and treatment needs:
CareCredit
For more extensive treatments or those not fully covered by your benefit plan, we partner with CareCredit to offer flexible financing options. With CareCredit, you can spread the cost of your dental care over time with low- or no-interest payment plans, making it easier to manage expenses for any dental product or service, including procedures involving implant abutments, the preservation of natural teeth, and treatments known for high success rates.
Our team will review your plan document with you to ensure you understand your coverage and financing options.
Benefits:
- Low- or no-interest payment plans
- Ideal for elective and out-of-pocket procedures
- Quick application and approval process
Cherry
Cherry makes it easy to get the dental care you need now and pay over time. With flexible payment plans and quick approval, you can split your treatment costs into manageable monthly payments—without hidden fees or hard credit checks. This option is especially helpful for patients undergoing a surgical procedure, bone graft, or receiving a crown, bridge, or denture as part of their treatment plan.
Benefits:
- Apply in seconds with no impact to your credit
- Choose from several monthly payment options
- No deferred interest or prepayment penalties
Proceed Finance
For larger treatment plans, Proceed Finance offers longer-term loans with competitive interest rates. Designed specifically for healthcare procedures, Proceed helps patients get the care they need with high approval amounts and affordable terms. This financing is ideal for comprehensive treatments such as tooth replacement, restorations attached to the implant, and procedures requiring careful post-operative care, like transitioning to soft foods during recovery.
Benefits:
- Loans up to $75,000
- Terms up to 96 months
- Designed for comprehensive dental and implant procedures
iCare Financial
iCare Financial provides in-house payment solutions without credit checks. It’s an ideal option for patients looking for instant approval and a straightforward payment plan managed directly through our office. This financing option is especially helpful for individuals exploring different types of implants, self-employed patients or those running small businesses without traditional insurance coverage, and those focused on maintaining good oral hygiene through routine and restorative care.
Benefits:
- 100% approval—no credit check required
- Easy monthly payments
- No third-party lenders
Supporting Your Dental Implant Journey
Navigating the costs and financing of dental implant procedures can feel overwhelming, but our partnership with trusted financing providers ensures you have accessible options tailored to your needs. If you qualify for support through the Small Business Administration, need complex care from Dr. Kevin Kim, or want to ensure the long-term success of your dental implants, we are ready to assist you!
Our team will guide you through the various dental implant procedures, help clarify what your insurance covers, and connect you with financing plans designed to make your treatment affordable and stress-free. Your journey to a healthier, confident smile starts with understanding your options—and we’re committed to supporting you every step of the way.
Transparent Pricing and Billing
Before beginning any dental implant treatment, we provide a detailed breakdown of all associated costs. Our team will walk you through your treatment options, helping you understand the financial implications of each choice to ensure there are no surprises and that you feel confident in your care plan.
We adhere to a strict no-surprise billing policy for all covered services, ensuring you’ll always know the cost of your treatment before we begin. This transparency allows you to make informed decisions about your dental care with confidence.
Affordable Emergency Care
Dental emergencies can be stressful enough without worrying about the cost. We offer competitive pricing for emergency services and will work with you to find a payment solution that fits your circumstances, ensuring that you can access the health benefits you need when it matters most.
Schedule Your Consultation
Don’t let insurance concerns stand in the way of achieving the smile you’ve always wanted. At Kim Dental Implants, we specialize in Washington dental implants and work with health insurance plans to help make treatments like dental implants, root canals, and bone grafting accessible and affordable. Dental implants are a long-term solution that closely resemble natural teeth, providing both functionality and aesthetics.
Make an appointment for a consultation with Kim Dental Implants today to find out how we can work with your insurance to make dental implants a reality for you. To begin your path to a self-assured, healthy smile, give us a call at 253-398-9122 or schedule an online appointment.
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